|  | | Who We Are | | | | DEVELOPED AND MANAGED BY:  
Affinity Group Underwriters (AGU) has been developing and managing limited medical insurance programs since 1999. Over twenty years of underwriting and marketing association group major medical plans has provided us with extensive, relevant experience and a unique perspective on the rapidly-emerging market for lower-cost alternatives to traditional health insurance. As a managing underwriter, AGU is an extension of our insurance company partners. Our products are distributed through independent agents and brokers nationwide.
Our affiliated administrative operation, Towers Affinity Benefit Services (TABS), is a division of Towers Administrators, Inc. TABS was organized in 2002 as a strategic alliance venture between Affinity Group Underwriters, Glen Allen, VA, and Towers Administrators, New York, NY. It was developed to share resources and provide better administrative and customer service to clients of both companies.
TABS is licensed nationwide as a third-party administrator. Through it, we provide premium administration and customer service but we do not pay claims.
AGU was founded in 1997 by former executives of major group insurance carriers. Towers has been in the association administration business since 1966. The principals and staff of both companies have extensive and diverse experience in the insurance business in general and the affinity group business in particular.
For more information, visit us at www.agu.net
or contact us by: | | email: | swyss@agu.net
| | mail: | Stephen L. Wyss
Managing Director
Affinity Group Underwriters
4510 Cox Road, Suite 111
Glen Allen, VA 23060
| | telephone: | (877) 673-9797 (toll-free), or
| | fax: | (804) 273-9989 |
| | |
| | CLAIMS ADMINISTERED BY 
Administrative Concepts, Inc. (ACI) is the claims administrator for AGU’s limited medical business underwritten by ACE American Insurance Company. ACI was established in 1997 and is a national third-party administrator for major insurance carriers. ACI has separate divisions for Accident and Health and Student Insurance. ACI’s Student Insurance Division administers Special Risk and Student Medical and International Plans for K-12, colleges and universities throughout the United States. ACI’s Accident and Health Division administers Group Accident and Health, Limited Medical, AD&D and Short Term Disability Plans.
In addition to handling the claims processing function for AGU’s limited medical busienss, ACI also issues certificates of insurance and ID cards. | | |
| | UNDERWRITTEN BY 
About ACE
Since its inception in 1985, ACE has grown to be recognized as one of the world’s leading providers of insurance, financial products, and risk management services. Through its strategic acquisitions and entry into the global market, ACE now has local subsidiaries in over 50 countries and operations in another 92. ACE USA Accident & Health, a U.S.-based marketing division of the ACE Group of Companies, is headquartered in Philadelphia, Pennsylvania. We are committed to a market-driven philosophy—responding to the special needs of our customers with insurance solutions that provide stability in an ever-changing market. For more information about our products and services, please visit www.aceaccidentandhealth.com. The Advantages of Doing Business with ACE
Innovation
Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution.
Superior Solutions
We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.
Global Protection
The ACE global network can satisfy the insurance needs of companies operating worldwide.
Financial Strength
Consistently high ratings that reflect our financial strength and our ability to meet our obligations to our customers. |
| | | | |
| |
|
