SOMA Term Life Insurance Plan
Premium Rates

 
Spouse coverage (not to exceed member insured’s amount) is available on the same basis using the rates below.
 
Select Your Category To View Premiums:
Non-Tobacco User Semi-Annual RatesNon-Tobacco User Annual Rates
Tobacco User Semi-Annual RatesTobacco User Annual Rates
 
 
SOMA NON-TOBACCO USER RATES SEMI-ANNUAL
Attained Age$50,000$100,000$150,000$200,000$250,000
FemaleMaleFemaleMaleFemaleMaleFemaleMaleFemaleMale
18-2410.6831.4421.3662.8832.0494.3242.72125.7653.40157.20
25-3413.2021.9626.4043.9239.6065.8852.8087.8466.00109.80
35-4430.7250.1661.44100.3292.16150.48122.88200.64153.60250.80
45-54155.64280.20311.28560.40466.92840.60622.561120.80778.201401.00
 
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SOMA NON-TOBACCO USER RATES ANNUAL
Attained Age$50,000$100,000$150,000$200,000$250,000
FemaleMaleFemaleMaleFemaleMaleFemaleMaleFemaleMale
18-2421.3662.8842.72125.7664.08188.6485.44251.52106.80314.40
25-3426.4043.9252.8087.8479.20131.76105.60175.68132.00219.60
35-4461.44100.32122.88200.64184.32300.96245.76401.28307.20501.60
45-54311.28560.40622.561120.80933.841681.201245.122241.601556.402802.00
 
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SOMA TOBACCO USER RATES SEMI-ANNUAL
Attained Age$50,000$100,000$150,000$200,000$250,000
FemaleMaleFemaleMaleFemaleMaleFemaleMaleFemaleMale
18-2414.5242.7229.0485.4443.56128.1658.08170.8875.60213.60
25-3421.7236.0043.4472.0065.16108.0086.88144.00108.60180.00
35-4460.4898.76120.96197.52181.44296.28241.92395.04302.40493.80
45-54256.56462.00513.12924.00769.681386.001026.241848.001282.802310.00
 
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SOMA TOBACCO USER RATES ANNUAL
Attained Age$50,000$100,000$150,000$200,000$250,000
FemaleMaleFemaleMaleFemaleMaleFemaleMaleFemaleMale
18-2429.0485.4458.08170.8887.12256.32116.16341.76145.20427.20
25-3443.4472.0086.88144.00130.32216.00173.76288.00217.20360.00
35-44120.96197.52241.92395.04362.88592.56483.84790.08604.80987.60
45-54513.12924.001026.241848.001539.362772.002052.483696.002565.604620.00
 
 
Payment can be made by debit or credit card. There is a separate $0.50 administrative fee charged with each payment.
 
SOMA Children's Rates (covers all eligible children)
 $2,500$5,000$7,500*$10,000*
Semi-Annual$4.38$8.76$13.14$17.52
Annual$8.76$17.52$26.28$35.04
 
 *Only available if Member purchases $150,000 or more.
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