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| | | | Health Savings Accounts |
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Choosing A High-Deductible Health Savings Account Policy (“HSA”)
Could Cut Your Premiums By About 50%! | | | Savings Examples* (Monthly Rates Shown): | | | Family In Living In Arlington, VA both parents age 30 with 1 child- Traditional Major Medical
- Health Savings Account
SAVINGS 54% | Family Living In Rockville, MD both age 50 with 2 children- Traditional Major Medical
- Health Savings Account
SAVINGS 59% | | | | Married Couple Living In Washington, DC both age 40- Traditional Major Medical
- Health Savings Account
SAVINGS 49% | Single Male Living In Silver Spring, MDage 35- Traditional Major Medical
- Health Savings Account
SAVINGS 57% | | | | Single Female Living In Washington, DC age 28- Traditional Major Medical
- Health Savings Account
SAVINGS 50% | Single Female Living In Alexandria, VA age 55- Traditional Major Medical
- Health Savings Account
SAVINGS 41% |
| | | * Savings examples are calculated from the Assurant medical insurance rater version 2.8 using standard non-smoker premiums without maternity coverage including the PHCS network. Traditional Major Medical (Max Plan) assumes: - $35 doctor office visit copay before the deductible
- $1,000 annual deductible
- 80%/20% coinsurance / $1,500 out-of-pocket maximum
- $8 million lifetime maximum
Health Savings Account (OneDeductible Plan) assumes: - $2,850 annual deductible (individual) or $5,700 annual deductible (family)
- 100% coverage after deductible
- $500 annual preventive care benefits per person payable before the deductible
- $8 million lifetime maximum
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