National Newspaper Association

Life Insurance Calculator

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Annual Income needs of dependents: (amount in excess of the amount provided by Social Security and Current Savings)	$	for years
Annual increase in income:	%
Annual return on investment:	%
Final Expenses: (include funeral costs, probate fees, legal and accounting fees and tax liabilities)	$
Outstanding Mortgage:	$
Other loans and/or debts:	$
Existing Life Insurance Coverage:	$

Total lump sum needs at death:	$
Present Value of income needs:	$
Total capital needs at death:	$
Existing life insurance	$
Life insurance amount required:	$

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This calculator will help you estimate how much life insurance you may need to provide for your family if you are not there to do so yourself.