Protect Your Smile Dental Insurance

Maintaining Good Oral Health Is Important

No one has to tell you that your oral health contributes to and reflects your overall health. But where can you get the dental coverage you need to help you pay for routine—and not-so-routine—dental care? Answer: the NNA group dental plan.

Did you know that most health insurance policies do not automatically include dental coverage? And, if they do, it is usually quite expensive. This affordable plan allows you to get dental insurance and make sure that your smile always looks its best – and your teeth and gums stay healthy.



   Under Construction

Highlights

  • Annual deductible $25 individual / $75 family
  • Covers:
    • 100% of Class I Preventive Dental Services (deductible does not apply)
      Examples: exams, cleanings, x-rays
    • 90% of Class II Basic Dental Services
      Examples: fillings, extractions, restorative treatment, repairs to crowns or bridges, non-surgical periodontics
    • 50% of Class III Major Dental Services
      Examples: oral surgery, endodontics, inlays, onlays, crowns, prosthetics
  • 6-month waiting period applies for Class III benefits
  • $1,500 annual maximum per individual
  • Orthodontia not covered
  • Use any dentist but participating network dentists have agreed not to bill more than the insurance company’s Maximum Allowable Charge

DENTAL PROGRAM
DENTAL BENEFITS In-Network Out-of-Network
- Contract Year Maximum per Covered Person $1,500 $1,500
- Contract Year Deductible per Covered Person/Family - Class I exempt $25/$75 $25/$75
Class I Dental Plan Payment (no waiting period or deductible)
- Exams
- All X-Rays
- Cleanings
- Fluoride Treatments
- Sealants
- Palliative Treatment
100% 100%
Class II Dental Plan Payment (no waiting period, deductible applies)
- Space Maintainers
- Basic Restorative
- Non-surgical Periodontics
- Repairs of Crowns, Inlays, Onlays, Bridges and Dentures
- Simple Extractions
90% 90%
Class III Dental Plan Payment (six-month waiting period, deductible applies)
- Endodontics
- Surgical Periodontics
- Complex Oral Surgery
- General Anesthesia
- Inlays, Onlays, Crowns
- Prosthetics
50% 50%
Orthodontics Not Covered Not Covered
 
* Plan payment percentages are based on United Concordia's Maximum Allowable charge. Network dentists accept their contracted Maximum Allowable Charge as payment in full for covered services.
 
(Dental benefits are provided through a stand-alone dental insurance policy underwritten by United Concordia Life and Health Insurance Company. See Dental Exclusions and Limitations section for exclusions, limitations, and other policy provisions).