| Premium Rates | Rates for upgraded coverage: | | | Spouse coverage (not to exceed the primary insured's amount) is also available on the same basis and same rates. | | | | | | | | | | Female Non-Tobacco User | | Attained Age | Annual | Semi-Annual | Quarterly | Monthly | | $50k | $100k | $50k | $100k | $50k | $100k | $50k | $100k | | 18-24 | $48 | $96 | $25 | $50 | $13 | $26 | $5 | $10 | | 25-29 | $48 | $96 | $25 | $50 | $13 | $26 | $5 | $10 | | 30-34 | $52 | $104 | $27 | $54 | $14 | $28 | $5 | $10 | | 35-39 | $84 | $168 | $44 | $88 | $23 | $46 | $8 | $16 | | 40-44 | $130 | $260 | $67 | $134 | $35 | $70 | $12 | $24 | | 45-49 | $186 | $372 | $97 | $194 | $50 | $100 | $18 | $36 | | 50-54* | $307 | $617 | $160 | $320 | $83 | $166 | $29 | $58 | | 55-59* | $474 | $948 | $247 | $494 | $128 | $256 | $45 | $90 | | 60-64* | $661 | $1,322 | $344 | $688 | $178 | $356 | $63 | $126 | | 65-69* | $1,040 | $2,080 | $541 | $1,082 | $281 | $562 | $99 | $198 | | * Renewal Only |
| | | | Top | | | | | | | Female Tobacco User | | Attained Age | Annual | Semi-Annual | Quarterly | Monthly | | $50k | $100k | $50k | $100k | $50k | $100k | $50k | $100k | | 18-24 | $64 | $128 | $33 | $66 | $17 | $34 | $6 | $12 | | 25-29 | $64 | $128 | $33 | $66 | $17 | $34 | $6 | $12 | | 30-34 | $82 | $164 | $42 | $84 | $22 | $44 | $8 | $16 | | 35-39 | $136 | $272 | $70 | $140 | $37 | $74 | $13 | $26 | | 40-44 | $215 | $430 | $112 | $224 | $58 | $116 | $30 | $40 | | 45-49 | $322 | $644 | $167 | $334 | $87 | $174 | $31 | $62 | | 50-54* | $485 | $970 | $252 | $504 | $131 | $262 | $46 | $92 | | 55-59* | $680 | $1,360 | $354 | $708 | $184 | $368 | $65 | $130 | | 60-64* | $908 | $1,816 | $472 | $944 | $245 | $490 | $86 | $172 | | 65-69* | $1,358 | $2,716 | $706 | $1,412 | $367 | $734 | $129 | $258 | | * Renewal Only |
| | | | Top | | | | | | | Male Non-Tobacco User | | Attained Age | Annual | Semi-Annual | Quarterly | Monthly | | $50k | $100k | $50k | $100k | $50k | $100k | $50k | $100k | | 18-24 | $146 | $292 | $76 | $152 | $39 | $78 | $14 | $28 | | 25-29 | $146 | $292 | $76 | $152 | $39 | $78 | $14 | $28 | | 30-34 | $146 | $292 | $76 | $152 | $39 | $78 | $14 | $28 | | 35-39 | $147 | $294 | $76 | $152 | $40 | $80 | $14 | $28 | | 40-44 | $180 | $360 | $94 | $188 | $49 | $98 | $17 | $34 | | 45-49 | $285 | $570 | $148 | $296 | $77 | $154 | $27 | $54 | | 50-54* | $444 | $888 | $231 | $462 | $120 | $240 | $42 | $84 | | 55-59* | $688 | $1,376 | $357 | $714 | $186 | $372 | $65 | $130 | | 60-64* | $1,154 | $2,308 | $600 | $1,200 | $311 | $622 | $110 | $220 | | 65-69* | $2,008 | $4,016 | $1,044 | $2,008 | $542 | $1,084 | $191 | $382 | | * Renewal Only |
| | | Top | | | | | | | Male Tobacco User | | Attained Age | Annual | Semi-Annual | Quarterly | Monthly | | $50k | $100k | $50k | $100k | $50k | $100k | $50k | $100k | | 18-24 | $198 | $396 | $103 | $206 | $53 | $106 | $19 | $38 | | 25-29 | $198 | $396 | $103 | $206 | $53 | $106 | $19 | $38 | | 30-34 | $202 | $404 | $105 | $210 | $54 | $108 | $19 | $38 | | 35-39 | $254 | $508 | $132 | $264 | $69 | $138 | $24 | $48 | | 40-44 | $368 | $736 | $192 | $384 | $99 | $198 | $35 | $70 | | 45-49 | $587 | $1,174 | $305 | $610 | $158 | $316 | $56 | $112 | | 50-54* | $907 | $1,814 | $472 | $944 | $245 | $490 | $86 | $172 | | 55-59* | $1,342 | $2,684 | $698 | $1,396 | $362 | $724 | $127 | $254 | | 60-64* | $1,994 | $3,988 | $1,037 | $2,074 | $538 | $1,076 | $189 | $378 | | 65-69* | $3,054 | $6,108 | $1,588 | $3,176 | $825 | $1,650 | $290 | $580 | | * Renewal Only |
| | | | Top | | | | Payment can be made by credit card, debit card or direct bill. There is a separate $1.00 administrative fee charged with each monthly, quarterly or semi-annual payment. There is no administrative charge for annual payments. | | | | |
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