About Us

Affinity Group Underwriters, Inc. (AGU)
administers this life insurance program for CIGNA. The principals and staff of AGU specialize exclusively in developing and managing customized member benefit programs for associations and affinity groups. 

Our affiliated administrative operation, Towers Affinity Benefit Services (TABS), is a division of Towers Administrators, Inc. TABS was organized in 2002 as a strategic alliance venture between Affinity Group Underwriters, Glen Allen, VA, and Towers Administrators, New York, NY. It was developed to share resources and provide better administrative and customer service to clients of both companies.

TABS operates nationwide as a third-party administrator. Through it, we provide premium administration and customer service but we do not pay claims.

AGU was founded in 1997 by former executives of major group insurance carriers. Towers has been in the association administration business since 1966. The principals and staff of both companies have extensive and diverse experience in the insurance business in general and the affinity group business in particular.

For more information, call (877) 673-9797 or visit www.agu.net.

CIGNA Corporation
with assets over $42.4 billion, is a leading provider of insurance and related financial services throughout the United States and operates in 28 other jurisdictions.  Domestically, CIGNA ranks among the largest investor-owned insurance organizations, with shareholders’ equity of $4.3 billion.  As measured by revenues of $16.5 billion in 2006, CIGNA is also one of the largest U.S. based insurance companies serving the global market.  For more information, go to: www.cigna.com/about_us.

CIGNA Group Insurance
is among the leading providers of group disability, life and accident coverage in the U.S.

Accident & Specialty Programs (A&S)
is a division of CIGNA Group Insurance. A&S is a recognized innovator in direct marketing using the latest technologies available. We wrote our first account in 1952 and have since developed into one of the most committed and successful players in the affinity group insurance arena.

A&S offers resident creativity and expertise in underwriting and marketing to niche markets.  A&S target markets include trade and professional associations, unions and affinity groups (such as social, fraternal, or religious organizations and financial institutions).

Life Insurance Company of North America (LINA)
a CIGNA Company, is the operating entity underwriting the products offered by A&S.  LINA is rated A (Excellent) for financial stability and operating performance by the A.M. Best Company, a leading independent rating service of insurance companies.