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| | | | English | | | La versión en español del sitio está en construcción. Si tiene preguntas acerca del plan, llame al Jesi o Lynda en
1-800-729-0458 |
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Affordable Limited Accident & Sickness Insurance
| The Limited Accident & Sickness Plan is an affordable alternative to comprehensive major medical insurance for all KBS Store Supervisors, Project Managers and Operations Manager Trainees. It was designed to help people who pay the costs of their own health care. The Limited Accident & Sickness Plan provides fixed benefits for basic health care expenses. It is a cost-effective package of benefits and services designed to help take care of you and your family's basic medical needs. |
| | Most people just need to be able to afford to go to the doctor when symptoms first occur to prevent serious conditions from developing. |  | FACT: 50% of the U.S. population spends less than $664 per person for medical expenses each year. This accounts for just 3% of overall U.S. medical spending. Conversely, just 5% of the population accounts for 49% of overall U.S. medical spending with annual medical expenses of $11,487 or more per person. | Source: “The High Concentration of U.S. Health Care Expenditures” 2006, Mark W. Stanton, M.A. and Margaret Rutherford, Agency for Healthcare Research and Quality Publication No. 06-0060. |
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| | | - No Health Questions or Physical Exams Required to Qualify
- 6 Month Pre-Existing Conditions Limitation Applies to Hospital & Surgery Benefits Only
- No Deductibles or Co-Insurance to Pay – Provides First Dollar Coverage for Basic Medical Expenses
- Easy and Convenient Payroll Deduction
- Dental Coverage Available
| FACT: The national average annual premium for traditional health coverage is $4020 single and $10,884 for a family for 2005. In comparison, the annual premium for the Limited Accident & Sickness Plan is $1080 single and $3000 family.
(source: Kaiser Family Foundation Employer Health Benefits Survey 2005) |
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| | | | Important Note: The Limited Accident & Sickness Plan is not comprehensive major medical insurance. It is a package of benefits and services plan that pays fixed amounts for the most used types of medical services and is designed to help take care of the basic medical care needs of insured employees and their families. This plan pays in addition to any other insurance in force. Please note, also, that this plan is not a Medicare Supplement plan. |
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