Affinity Group Underwriters manages the CUBS Health Solutions Plan on behalf of the insurer, Markel Insurance Company. AGU is an independent company which creates and operates specialty insurance products for associations, employers and affinity groups.

The CUBS Health Solutions Plan is administered by Towers Affinity Benefit Services (TABS), a division of Towers Administrators, Inc. TABS is a strategic alliance venture of Affinity Group Underwriters, Glen Allen, VA, and Towers Administrators, New York, NY. It was developed to share resources and provide better customer service to clients of both companies.

AGU was founded in 1997 by former executives of major insurance carriers. Towers has been in the association administration business since 1966. The principals and staff of both companies have extensive and diverse experience in the insurance business in general and the affinity group business in particular. Affinity groups are not a sideline with AGU - they are the company’s core market. AGU is truly a "niche" company, clearly focused on identifying and responding to the special needs of affinity groups and their members.

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Markel Accident & Health

Driven by Tradition.....Powered by People

Markel creates, underwrites and markets specialty insurance products and programs in a variety of niche markets. In each of its chosen businesses, it seeks a leadership position by providing quality products and excellent service.

Markel Accident & Health, a division of Markel Insurance Company, is well-known for the exceptional health insurance programs it has provided for fifteen years for students at hundreds of colleges and universities nationwide.

The Accident & Health Division is also pioneering innovative products to help meet the primary health insurance needs of the growing uninsured and underinsured populations in America through their employers, associations and affinity groups.

In business since the 1920s, Markel Corporation has grown from a small family business to a multi-billion dollar international specialty insurer. The company's success is directly attributable to its values and traditions that have been steadfastly retained by management throughout the company's evolution and growth.

The parent company, Markel Corporation, is a publicly-traded entity (MKL on the New York Stock Exchange). Through its insurance company subsidiaries, it operates as a multi-line carrier throughout the United States and internationally with more than $5 billion in assets and $600 million in shareholder equity.

Much of the company’s success is the result of the dedicated work of the thousands of Markel associates who have powered the company and made its values and traditions tangible for customers. This is the "Markel Style".

Current Ratings for Markel Insurance Company:
A.M. Best Company, Inc.	"A" (Excellent)
Standard & Poors' Claims Paying Ability	"A-" (Strong)
Duff & Phelps' Claims Paying Ability	"A" (High)

Contact Information

To find out more about Markel and the “Markel Style”, visit their web sites at:

www.markelcorp.com
 
www.markelinsurance.com
 
www.markelmedical.com