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![]() | CUBS Health Options CUBS Health Options offer a range of lower-cost alternatives to expensive, comprehensive major medical insurance. These plans are available to individuals and employer groups. The plans are all guaranteed issue to eligible individuals and employees with no health questions or medical exam. CUBS Health Options can be used to offset the deductible and co-pays of a high deductible major medical plan allowing you to reduce the monthly premium cost of your major medical insurance.
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