Limited medical plans that are designed with “indemnity” benefits (like ours) are, by definition, exempt from the provisions of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. Click here for details.

“Expense-incurred” plans, on the other hand, will have to comply with the new law which will necessitate significant benefit revisions and may cause companies to discontinue these offerings. For example, lifetime and annual caps on benefits are prohibited. Expense-incurred limited medical plans have such maximum benefit limitations and they are an important factor in keeping their prices below major medical levels.

AGU will post frequently-updated information about health care reform for our distribution partners. Please check back here regularly for the latest information.

Health Care Reform Summary

Small Business Tax Credit